Facing foreclosure can be overwhelming, but with the experienced attorneys at Ziulkowski & Associates, PLC, you may be able to get a mortgage modification and save your home. Mortgage modification is one way to avoid foreclosure. It will usually involve a lower interest rate, extension of the term, adding missed payments to the end of the loan, reduction in principle, or a combination of these. Mortgage modification can:

• Lower your interest rates
• Lower your monthly payment
• Get a principal reduction
• Avoid foreclosure