Clinton Township Repossession Attorney
Protecting Consumers Throughout Macomb County
If you are having difficulties making your car payments, you may be worried about the possibility of repossession. If you are behind on your payments, the lender may attempt to repossess your car and sell it to recoup some of the money you owe.
If you are concerned about repossession, it is important to seek legal advice as soon as possible. Ziulkowski & Associates, P.C. can help you protect your vehicle from repossession.
Call (586) 600-7623 for a consultation. We serve clients in Clinton Township, Macomb County, and throughout Michigan.
How Can a Clinton Township Repossession Attorney Help?
When your car is repossessed, you are still responsible for the total amount of the loan. This means that even if the car is sold for less than what you owe, you will still be responsible for the balance.
When you retain the services of an experienced Clinton Township repossession attorney, you can be confident that your legal rights will be protected. A qualified attorney can help you take the necessary steps to avoid repossession and keep you from having to pay the balance of the loan.
Some of the steps an attorney can take to help you avoid repossession include:
- Contacting the lender to negotiate a new payment plan
- Contacting the lender to negotiate a surrender value of the car
- Filing an adversary proceeding to determine the value of the car
- Filing a complaint in bankruptcy court
After your car is repossessed, you may be able to get it back. However, you will have to pay the balance of the loan, as well as any fees associated with the repossession.
Avoiding Repossession with a Car Redemption Lawyer
If you are concerned about losing your car to repossession, you may want to consider a car redemption. A car redemption is a legal option that may allow you to keep your car and pay off the loan in installments.
To qualify for a car redemption, you must own the car free and clear and have no liens on it. To redeem the car, you must pay the total amount of the loan, as well as any fees associated with the repossession.
If you are interested in learning more about car redemptions, contact Ziulkowski & Associates, P.C. We can review your situation and help you determine if a car redemption is right for you.
Contact Our Clinton Township Vehicle Repossession Lawyer
If your car is in danger of repossession, you need experienced legal guidance. Ziulkowski & Associates, P.C. can help you avoid repossession or get your car back after it is repossessed.
To learn more, contact us online or call (586) 600-7623 to speak with a repossession lawyer near you.