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Sue D.  June 17, 2016

I was very happy with the representation Janet gave me. She came highly recommended by a friend and she did not disappoint. I had a very complicated case and she was very thorough, knowledgeable, and compassionate. I am so happy my friend referred me to Janet Ziulkowski and her firm. She took care of all of my needs and then some. I've referred her to several friends and they feel the same as I do. Thank you Janet. I can't tell you how much I appreciate everything you have done for me and my family.

Mary G.  June 9, 2016

Janet Ziulkowski handled my divorce case. I was so glad she was in my corner and representing me. Very professional and knows a lot about the law. Thanks Janet for everything you did for me and my kids.

Mike & Ree S.   March 4, 2016

Atty Ziulkowski and Atty. Amy Muszall took great care of our case. The service is impeccable and the whole bankruptcy process went smooth. We recently got discharge. We highly recommend their firm.

Adam Lester  Aug.  24, 2015 

She is awesome. Very professional and made sure I understood everything. I have recommended her to my friend who said she was great too.

Erika  Nov. 19, 2014

I highly recommend Janet

Janet is exceptionally passionate about helping those in need. Many of my clients are indigent and on the verge of homelessness, and if they have questions about bankruptcy law, I always refer them to Janet. My clients have told me how helpful, knowledgeable, and caring she is; they feel comfortable talking to her about their finances and all of their options for relief and a fresh start. Janet can often be found volunteering her time giving pro bono legal advice to people in our community who really need guidance. Her passion to help others is contagious and commendable. I would highly recommend Janet Ziulkowski to anyone in need of advice regarding a bankruptcy or family law matter.

Chapter 7 Client  May 1, 2012  (Identity withheld at client's request)

Highly Recommend Janet

My husband and I interviewed several lawyers to handle our bankruptcy case. We wanted the best and we found her. Janet thoroughly reviewed our information and gave us sound advice. Both she and her staff were very responsive to our questions and concerns. She even helped us with our mortgage modification when the mortgage company refused to honor it. She made them stand by their agreement. She saved our home and our future. I have referred her to several friends and they have all been very happy with her services.

Chapter 7 Client  Nov. 25, 2011  (Identity withheld at client's request)

Awesome lawyer! 

My husband and I went to Sterling Bankruptcy [Ziulkowski & Associates] because we were desperate for advice and confused about our situation. I saw a commercial for the practice and decided to call for an appointment. We met with Janet and immediately felt connected with her over the other lawyers we talked with. She was caring and professional at the same time.

Our bankruptcy went smoothly but unfortunately a year later we were back in her office facing a foreclosure because of job loss. Janet had told us to walk away from our home during the bankruptcy, but we went against her advice and kept it. I wish now we would have listened. When we ended back at her office we were once again given solid advice. We feel that Janet has given us a second chance, and hope that after the foreclosure is finished we will be able to move on in the next step of our life.

​​Ziulkowski & Associates, PLC